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Homes To Go offers a wide range of manufactured home financing options to meet the needs of all kinds of buyers. This includes financing for A+ applicants as well as first-time home buyers and even those who may have had some credit challenges in the past.
Homes To Go is excited to announce that we also offer In-House Financing!
No Social Security number? Non-Traditional Income? No Credit History? Even if you have been turned down somewhere else, give us a call, and let us see what we can do for you.
Need help with your application?
Can't verify income?
Limited or no credit history?
ITIN?
We have owner finance options available
Call us at
682-703-2262
What do lenders look for?
Accuracy
The details are important. Be as accurate as possible when completing an application for credit. Income, residency, and employment will be verified after your conditional approval. Make sure you can prove the information you submit.
Fill out the application completely
Don't skip any questions. Use your most recent pay stub to calculate your monthly income. Take your year-to-date income (this is the biggest number on your check stub) and divide the year-to-date number by the number of weeks you've worked this year using the pay period ending date on your pay stub. Put a reasonable estimate of your initial investment (down payment) on your application for credit. Don't overestimate your available funds. If you are aware of issues in your credit history, the amount of your available investment can influence the outcome of your application for your new home.
Need Help? We'll be glad to walk you through the process.
Call us at
682-703-2262